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How One Creative Freelancer Like You Almost Didn’t Get Paid

Justin Barker, a producer at Creative Live, recently completed an instructional product video for a startup company in San Francisco. When this company refused to pay him and the contractors that he had hired, it was taken as highly offensive. Unfortunately, it’s all too common for creatives to get stuck with unpaid invoices and lame excuses from some clients; Justin is not alone. This is happening to creative entrepreneurs more frequently than other entrepreneurs. Read more at Bplans

Procurement Updates - Matchmaker Events & Other News

Upcoming Matchmaker Events Rochester NY - 2015 Business Expo & Matchmaker October 28, 2015, 8 am - 3:30 pm Holiday Inn Downtown, 70 State Street, Rochester NY Small business registration $65 (includes lunch) For more information, visit  http://www.monroecountyfingerlakesptac.org/node/26 Long Island NY - 3rd Annual Small Business & Government Matchmaker November 6, 2015, 8 am - 3 pm Con Edison Learning Center, 43-82 Vernon Blvd, Long Island City NY Small business registration $54  For more information, visit  http://www.gbmatchmaker.org/ St Lawrence County Matchmaker October 26, 2015, 8 am - 12 pm Miller Campus Center, SUNY Canton Small business registration $10 For more information, visit  http://www.nyssbdc.org/training/training.aspx?tid=63161 Upcoming Training Series  Albany 2015 MWBE Contractor Training Series Wednesday Mornings, October 21, 28, November 4, 18, 25, December 2 Capital South Campus Center 20 Warren Street Albany,

Why is Playboy giving up nudity?

This isn't a story about nudity; it's a story about disruption and innovation. Times, tastes and technology have changed everything. Even at 89, Hugh Hefner understands a simple fact: In today's rapidly evolving world you innovate or you become irrelevant. It's the biggest challenge facing businesses around the world... It may seem ironic to think that the very nudity that Playboy pioneered has been "overtaken" by the Internet where you are "one click away from every sex act imaginable for free." However, that's always how it happens. The thing that made you famous won't keep you relevant in a progressive world. Kodak invented the digital camera in 1975, but it was so focused on its film and printing domination, it missed every opportunity in digital. The company filed for bankruptcy in 2012. Blockbuster created a desire to rent and stay in to enjoy movies from the comfort of our homes, and passed on the opportunity to buy Netflix, not

How to Write a Business Plan

When how to write a business plan is at the top of the SBA list of the ten steps in how to start a business, it tells you something about how important the experts consider it to be. Planning a business and writing a business plan is more than just having a location picked and a product or service to sell. Financing, marketing strategy and future growth all require a well-researched and thought out business plan. Read more at discoverbusiness

Central - The Big Move

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We're getting close. Today the movers are back and they're taking away a lot of our packed boxes and desks. Some of us are relocated to an interim location while offices are moved. There are miles of huge bins with all the office materials and Frankie and company are working overtime getting everything ready. The view from my desk is of Tammy's office which is all boxes. Keep this in mind if you need something - that we are limited in what we can do for a couple of days. We should be back up in our new office by the end of the week. Our new details are: Mailing Address: New York Small Business Development Center State University of New York 10 North Pearl Street Albany, NY 12246 Physical / UPS / FEDEX deliveries: New York Small Business Development Center State University of New York 10 North Pearl Street Albany, NY 12207

What Is Strategic Decision Making?

One of the essential parts of creating and running a small business is creating a mission or vision for the business and a set of goals the company aims to achieve. Strategic decision making, or strategic planning, describes the process of creating a company's mission and objectives and deciding upon the courses of action a company should pursue to achieve those goals. Read more at Chron

How to Correctly Use Collateral to Secure a Business Loan

Items that make excellent collateral include real estate, cars, business inventory, and even cash savings. If there’s one aspect of the American dream that seems to appeal to just about everyone, it’s the idea of owning and running your own business. Whether you’ve always dreamed of running an Asian-Italian fusion restaurant downtown, or simply can’t wait to open up that quaint little boutique filled with your own fashion designs, it’s only natural to be excited about someday becoming your own boss. Knowing that you’re ready to open a small to mid-sized business is one thing, but knowing how to secure the funding you need is another. Read more at Bplans

How a Small Business Can Compete With the Big Guys at SEO

You’re running a small business. You’d dearly love to have high visibility on Google for organic search engine traffic and leads—but you’re being overwhelmed by big competitors with deep pockets and an army of Search Engine Optimization (SEO) specialists at their disposal. Cheer up! You can still win at SEO, but you have to be smart—very smart—about how you deploy your resources. The important thing to remember is: What most small businesses do with SEO is exactly what they shouldn’t do. Read more at Bplans

Buzzwords, False Assumptions and Content Tips

Peter and Jonathan talk about business buzzwords they hate, and false assumptions you can make about your business. Joe Pulizzi (Founder, Content Marketing Institute) also joins in to talk about the six steps of the Content, Inc. model. The Bcast is the official podcast of Bplans.com, hosted by Jonathan Michael and Peter Thorsson. Tune in weekly for a fun and informative discussion that will help you grow your business. Every week, we bring in business experts to discuss the latest trends in marketing, sales, and entrepreneurship. Skip the stuffy MBA classroom and get information and advice that will actually help you grow your business today—and have some fun while you’re doing it. To listen, see itunes

SBA Empowers Small Businesses to Be Cyber Safe

The U.S. Small Business Administration unveiled today a new cybersecurity webpage for small businesses at  www.sba.gov/cybersecurity  on the 12th Anniversary of National Cybersecurity Awareness Month.  The SBA launched the online tools and resources to highlight Cybersecurity at Work from October 5-9th and in recognition of President Obama’s annual proclamation to educate Americans about cyberthreats and cybersafety. “Cybersecurity is one of our nation’s most pressing national security priorities, and America’s 28 million small businesses, which create two out of every three new jobs in the U.S., are especially at risk.  Small employers are quickly becoming a larger target for criminals looking to access sensitive data because small businesses typically have limited resources for information systems security,” 

Freelancers in the U.S. workforce

We’re entering a new era. For much of the past century, the 9-to-5 job has defined what most Americans think of as “work.” But that is changing—fast. More than 53 million Americans are now earning income from work that’s not a traditional 9-to-5. That’s 1 in 3 workers. We are still at the leading edge of a once-in-a-century upheaval in our workforce. The freelance surge is the Industrial Revolution of our time. More from the Bureau of Labor Statistics .

Make the Switch to New Payments Technology

By SBA Administrator Maria Contreras-Sweet and Square CEO Jack Dorsey This October, America will take a major step to mitigate fraud and improve our financial security by migrating away from outdated credit and debit cards that transmit sensitive customer data using magnetic stripes. In 2015, it should not surprise us that a system using essentially the same technology as cassette tapes is especially vulnerable. That is why major credit card companies, lenders, and businesses are now embracing new, more secure, authenticated payment technologies. Many consumers already have credit cards embedded with microchips in their wallets, and many more will be receiving these cards in the coming months. This technology – also known as EMV (Europay, Mastercard, Visa) – is a safer form of payment for buyers and sellers alike, as the cards are nearly impossible to counterfeit. EMV is not the only payment shift on the horizon. Because reading chip cards takes more time than reading magstrip

SBA Proposes Changes to Affiliation Rule for Business Loan and Surety Bond Guarantee Programs

The U.S. Small Business Administration (SBA) is proposing revisions to its regulations for determining affiliation under SBA’s business loan programs and its surety bond guarantee program.  These revisions are designed to simplify eligibility determinations and reduce costs and processing time.   The proposed revisions were published October 2, 2015 in the Federal Register.  The comment period will be open until December 1, 2015.  SBA seeks comments from the public on the proposed rule and will consider these comments in its development of a final rule.   The proposed rule would apply to affiliation rules for SBA’s business loan programs and the surety bond guarantee program, but would not apply to SBA government contracting, business development, or grant programs.  The affected programs would include: the 7(a) Loan Program, the Business Disaster Loan Programs (collectively, the Economic Injury Disaster Loans, Reservist Injury Disaster Loans, Physical Disaster Business Lo

From Food Cart Startup to Award-Winning Restaurant

Business team and spouses Colleen and Stephen Sheehan started small, then went big. Tired of working for someone else, in 2010 they opened a Northwest-style-meets-Southern-cuisine food cart in downtown Eugene, Oregon. Their cart Delacata quickly became a local favorite, garnering multiple “Best of Eugene” accolades in annual people’s choice contests from local newspaper “Eugene Weekly.” But in 2013, the Sheehans set their sights higher. Riding the current national craft beer boom, the Sheehans remodeled a two-story, 5,580-square-foot former Carl’s Jr. restaurant into Elk Horn Brewery. The brewpub opened in 2014 and is gaining renown for its unique food menu, beers, and ciders. Elk Horn also won “Best New Restaurant” in Eugene Weekly Best of Eugene 2014-2015. In the midst of managing employees, running two businesses, handling suppliers, discussing beer styles with their brewer, and taking on all the other challenges of running a brewery and restaurant, the Sheehans took some time t

How to Keep Discounts from Killing Your Business [Part 2]

Now that we’ve looked at advertising in Part 1, it’s time to consider the situations in which you may be directly contacting your customers to advertise or market your products, and collecting their information to do so. Collecting customer information will be done in different ways online and offline, and has a number of different legal and privacy issues tied up in it that you need to consider. Let’s take a look. Read more at bplans