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Best Places to Work for LGBT Equality

The Human Rights Campaign Foundation recognizes 304 major U.S. employers as its 2014 "Best Places to Work for LGBT Equality". The list of top rated businesses has grown exponentially from 13 to over 300 since the report’s first launch in 2002. For twelve years, HRC has been working with Corporate America to maintain and establish best practice for LGBT inclusion, and this gathering of over 240 executives from top Fortune-ranked business, leading law firms, and other major employers reflects the absolute best in corporate leadership on LGBT equality. These are businesses that haven’t been waiting for legal mandates, but rather have extended equitable health insurance benefits to LGBT employees and their families, establishing a the new standard of truly inclusive employer-provided benefits, adding transgender inclusive health care coverage. This elite group of companies spans all industries, from manufacturing to banking, as well as all geographies. Companies receiving the

Prepare, Respond and Recover...yep, there's an App for that....but...

I strolled through the paths of the web wilderness to cull some of my favorite lists of prepare, respond and recover apps for crisis and disaster management….but..you say…but what about...? But What About …No Cell Service? “Anyone that’s been through a   natural disaster   realizes cell service is often times one of the 1st things to go! Sometimes having good cell service is tough enough, so why would you bother downloading apps to your phone if a disaster is going to wipe them out? Well, a lot of these apps once downloaded do not need to be connected to the internet or have cell service to run them. Many are informational apps and will still be able to show you how to do CPR, act as a flashlight, or pull-up important documents as long as they have battery power.” source:  ( http://prepared-housewives.com/emergency-apps-that-might-just-save-your-life/ ) Of course, you can’t count on cellular, Wi-Fi service or power to charge your batteries during a disaster, but even a pa

The Secrets of Great Client Relationships

Why does anybody swap suppliers? Sometimes it’s because there is a cheaper alternative but mostly it isn’t. Would you swap dentists because a cheaper one set up next door? This is very unlikely. In reality people keep the status quo and only move on for a reason and in most cases whether they stay or go is up to you. Here are three of the most popular causes for client departures:  -“Perceived indifference”: The client thinks you don’t care anymore even though you do. They feel neglected and can only look back with wistful fondness to the days when you were courting them and couldn’t do enough for them. They just want to be loved and cared for but sadly you’re just not hitting the spot any more. -Poor quality: You simply aren’t delivering the quality they expect for the money they’re paying and because of point 1 above you don’t even know it. Regardless of the product or service you offer great quality is the best form of protection you can get. -Knock-out deals: One of yo

Blog Series - Affordable Care Act - Appeals

Now that Open Enrollment under the Affordable Care Act is actually over, the appeal process has started.  Appeals can occur for many reasons, including eligibility, enrollment post-open enrollment,  lowering costs and increasing savings, and more.  The articles below from government agencies can help answer any questions you may have about your right to appeal.  Also provided is detailed information and forms to help you go through the appeal process. Can I appeal a Marketplace decision?  (Healthcare.gov) Appealing Health Plan Decisions  (US Department of Health and Human Services) The Center for Consumer Information & Insurance Oversight - External Appeals  (Center for Medicare & Medicaid Services)

Maria Contreras-Sweet is new SBA Administrator

This month, Maria Contreras-Sweet joined SBA as the next Administrator. Learn more about this champion for American entrepreneurs who understands what it means to start a small business, and who has a proven track record of helping other small businesses succeed.

Top 5 Small Business Administration Resources for Veterans

These U.S. Small Business Administration resource partners have almost 1,500 locations across the United States, Guam, and Puerto Rico to help veterans who want to start their own business or grow an existing business. All partners can advise veterans on small business loans and provide training and support on a wide variety of challenges small business owners face, from access to capital to marketing. They include Small Business Development Centers (SBDCs) , which provide a vast array of technical assistance to small businesses and aspiring entrepreneurs. SBDCs foster local and regional economic development through job creation and retention. SBDC clients receive free, extensive, one-on-one, long-term professional business advising, low-cost training and other specialized services. More information from SBA .

Reference for Business: Encyclopedia of Business, 2nd ed.

"The Encyclopedia of Small Business is a comprehensive and easily accessible reference source for entrepreneurs that demand practical information that can be applied to their own business. Small business owners can browse over the 600 articles that detail information about financial planning, market analysis, sales, business plans, tax planning, human resource issues and more. "The Business Biographies are a superb tool for biographical information of industry leaders worldwide. We have over 600 in-depth essays that cover each individual's biographical information, career paths, achievements, leadership strategies and management styles. "The Business Plans section is composed of actual business plans written by entrepreneurs in North America who are seeking financing for their business. This is a great resource for anybody needing examples on how to structure, compose, and write their own business plans. "Finally, the Encyclopedia of American Industries is