New York SBDC Research Network

Did you know that in the wake of a disaster, SBA provides low-interest disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations? SBA's latest video offers information about the steps to take to apply for assistance from SBA: After a presidential disaster declaration, first register with FEMA . In most cases, you'll be referred to SBA for possible loan assistance. Then you should apply online , which is the fastest way to receive a decision about your loan eligibility. Your loan processing is next. SBA will conduct a credit check and an onsite inspection to determine your losses. A loan officer will work with you to approve or decline a loan. Within five days of signing SBA’s loan closing documents, your first disbursement is made. A case manager will work with you to meet all your loan conditions and schedule the rest of your disbursements until you receive the full loan amount. SBA is here to help! Learn more about SBA's

I strolled through the paths of the web wilderness to cull some of my favorite lists of prepare, respond and recover apps for crisis and disaster management….but..you say…but what about...? But What About …No Cell Service? “Anyone that’s been through a   natural disaster   realizes cell service is often times one of the 1st things to go! Sometimes having good cell service is tough enough, so why would you bother downloading apps to your phone if a disaster is going to wipe them out? Well, a lot of these apps once downloaded do not need to be connected to the internet or have cell service to run them. Many are informational apps and will still be able to show you how to do CPR, act as a flashlight, or pull-up important documents as long as they have battery power.” source:  ( http://prepared-housewives.com/emergency-apps-that-might-just-save-your-life/ ) Of course, you can’t count on cellular, Wi-Fi service or power to charge your batteries during a disaster, but even a pa

The November 28, 2012 episode of BlogTalkRadio with Brian Cohen covers the various loans and resources that are being made available, and discusses exactly what you need to do if you have incurred a loss due to Hurricane Sandy. Listen to Edward Gregory Dawson, Public Affairs Specialist Field Operations Center- East for the Small Business Administration and Gloria Glowacki, Associate Regional Director, Stony Brook SBDC, who brings "an expansive background of over thirty years in new business development, small business advocacy, and sales and marketing initiatives to her responsibilities over the past 17 years at the SBDC." I learned a lot! For instance, there is a December 31, 2012 deadline for some loans, but a July 31, 2013 deadline for economic injury loans, because it takes a while ascertain economic injury. The FEMA loans don't require a specific credit score, and can be done online, though SBDC assistance is available, and suggested to ease the process. Ho