New York SBDC Research Network

Well, the Affordable Care Act has now been up and running for the last month.  So what are the news sources saying?  What are the people saying?  What advice is out there?  Here are a few examples, once again, with a disclaimer that popular news stories are not always accurate and up-to-date, and should always be taken with a grain of salt. In Obamacare, Go For Bronze Health Plans -- Buying Platinum Is Often A Waste Of Money Obamacare and your financial future Dear Young People: Please Sign Up for Health Insurance Obamacare: Uninsured Americans still staying away so far Obamacare deadbeats: Some don't pay up Obamacare open enrollment: Here's everything you need to know Obamacare 2.0: More regulation

Khalid Abouelhouda said he knew little about running a business before opening Pita Kebob, a Mediterranean restaurant and catering company, almost a year ago... “Initially I didn’t know where to turn,” he said. But then the Ruskin resident discovered the Small Business Development Center at Hillsborough County, which operates out of rented space in the SouthShore Chamber of Commerce. “They helped me from day one,” Abouelhouda continued. “And they’ve been with me all the way.” That’s exactly what the SBDC is for, said Lynn Schultz, onsite business consultant and special projects coordinator for South Shore. “He walked into the office one day, and then based on our consultation, feedback and six months of workshops he attended, successfully started his business.” “I benefited from every single one of them,” Abouelhouda said of the workshops. “They were all free, even the consultation.” The SBDC provides free, confidential advice to entreprenuers who want to start or expand a smal

FATHER AND SON PIZZERIA is a 900-square-foot, eight-table restaurant in Guttenberg, N.J., across the Hudson River from Manhattan. Opened in 1971, it was bought in 2007 by Carlos Vega, now 45, from its aging founder. Mr. Vega soon doubled sales by expanding the menu, improving service and selling the restaurant’s “gravy,” or red sauce, over the counter in 12-ounce Mason jars. THE CHALLENGE Mr. Vega left a corporate job producing print publications for the financial industry to take over the pizzeria. He felt constrained by his business’s size and location: a small restaurant without a parking lot on the six-block main street of a blue-collar town. Even with his improvements, the business was bringing in only about $10,000 a week. It was profitable, but only because he was working long hours, typically seven days a week, to hold down labor costs. Mr. Vega knew he couldn’t continue like this. More from the New York Times .

The U.S. Small Business Administration (SBA) has amended its Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) Program Policy Directives in response to public comments and input from all parties involved in the program. These amendments - - published on January 8, 2014 in the Federal Register - - can be found and reviewed HERE for SBIR , and HERE for STTR . The SBIR Program Policy Directive makes several key changes to the SBIR Program relating to eligibility, the SBIR award process, SBIR Program administration, and fraud, waste and abuse. The changes to the STTR Program Policy Directive have been made to maintain concordance with the SBIR program. SBA also made several minor clarifying changes to ensure that the participants in both programs clearly understand certain program requirements. On December 31, 2011, the President signed into law the National Defense Authorization Act for Fiscal Year 2012. That Act contained the SBIR/STTR Reauth

Last June, Facebook released a tracking pixel, a snippet of code that allows advertisers to track customers who come to their websites from Facebook ads. For Amy Norman, co-chief executive officer of Little Passports, the pixel was a game-changer. Ms. Norman, whose San Francisco company sends children a monthly package to introduce them to geography and history, began testing ads on Facebook to see which ones brought in more customers. In June, Little Passports spent about $30,000 on Facebook ads and the company’s revenue for the month was about $130,000. By the end of the year, the company’s monthly advertising spending on Facebook had grown to as much as $150,000 and its revenue for December was $700,000. Ms. Norman acknowledged that $150,000 was a huge amount of money to spend on advertising in a month for a company with annual revenue of just under $2 million, but she said “we also tripled our customer base in six months.” More from the New York Times .

A very, very, very common question here at the SBDC is "Where do I find grants?".  Unfortunately, this is not the right question to ask first.  The first question should be "Do I qualify for grants?". Who may qualify for grants: Non-Profits Special Populations (i.e. minorities and veterans) Community and Municipality specific Businesses related to children Agriculture Research So now you've determined if you possibly qualify for a grant.  

Yelp and the U.S. Small Business Administration (SBA) have teamed up to launch the Success With Online Reviews initiative, which kicked off ... at the New York Stock Exchange. “Sharing what you dig and what you don’t is nothing new, but today this consumer word-of-mouth happens at lightning speed online, in the form of reviews,” says Darnell Holloway, Yelp’s Senior Manager of Local Business Outreach. “What’s more is that in a recent national survey, 85% of consumers said that they read online reviews about local businesses. ” That would be the Local Consumer Review Survey 2013 from BrightLocal. More from WebProNews .

US Business Leadership Network companies recognize that the “gold standard” of disability-inclusive hiring starts with building the talent pipeline through effective partnerships. While internships have long been recognized as an essential strategy in this regard, since Disability Mentoring Day was launched as a White House Initiative back in 1999, mentoring youth with disabilities has also gained prominence. Today, Disability Mentoring Day is hosted annually by the American Association of People with Disabilities and celebrated on the third Wednesday of each October. During the 2011 USBLN Annual Conference, the discussion topic for the Industry Sectors Roundtable was, “How does your company develop the current and future applicant pipeline including young adults with disabilities?” Participating Fortune 1000 companies shared that their DMD involvement resulted in the recognition that mentoring youth with disabilities is a business strategy to increase sourcing of qualified future jo

You still need to hand over a paycheck for a snow day in most cases, according to the Labor Department. - A "snowmageddon" such as the storm experienced by much of the United States this week isn't just a logistical nightmare for those trying to travel – it can create conflicts between workers and managers at small businesses. The most-common question: Do you have to pay employees for snow days? (And the inevitable follow-up question: How much will they hate you if you don't?) Here's what the U.S. Department of Labor wrote about snow days in a pair of opinion letters. (Opinion letters aren't the same as law, but courts tend to defer to them and they're a useful guide to how the DOL would rule, according to Business Management Daily .)

Ideas for blog posts are endless, but sometimes it helps to have a little spark to get your ideas flowing. In this post you’ll find 103 “sparks” for you along with 50 more places to look for inspiration. These ideas range from serious to silly and you’ll find some are a better fit than others for your style of blog and your goals. But before you choose any of these ideas, stop to answer these two questions: 1. How can I make this post valuable for my readers? 2. Will this post create value for me? More from Michelle Shaeffer .

After two major retailers, Target Corp. and Neiman Marcus, revealed that massive data breaches had compromised tens of millions of customers' data records, everyone from consumers to politicians has asked how such spectacular security blunders could occur. But if experts' anecdotes and insights on the numerous weaknesses in retail point-of-sale (POS) systems are any indication, it may be surprising major breaches don't happen more often. ... And more retail breaches are likely to be revealed soon. A recent Reuters report indicated that other retailers also suffered data breaches during the holiday season. Undisclosed sources told the news agency that "at least three other well-known U.S. retailers" were breached, and the attack techniques utilized were similar to those in the Target breach. Why are attackers currently having so much success penetrating retail environments? While some may look to cast blame on weak legacy point-of-sale security, others say reta

An Issue Brief published by the Office of Advocacy shows the changing makeup of America’s business owners. The composition of U.S. business owners shifted slightly between 2007 and 2012. During this five-year period, the share of minority and Hispanic business owners had a moderate increase. These changes largely reflect the growth of Hispanics and minorities in the overall U.S. population and workforce. Meanwhile, women’s business ownership rates were stable. Read Advocacy’s Issue Brief #2: Demographic Characteristics of Business Owners . For press inquiries or to speak with Advocacy’s Chief Economist Janemarie Mulvey, Ph.D., contact Elle Patout, Public Affairs and Media Manager, at (202) 205-6533 or elle.patout@sba.gov.

In 2013, organizations finally began in earnest to integrate social technologies into recruitment, development and engagement practices. In 2014, this social integration will become the status quo. The digital immigrants have now caught up to the digital natives – we are now all digital citizens. The fastest growing demographic on Google+ is 45-54 and on Twitter it is 55-64! And it’s a good thing that baby boomers and other older generations have embraced these tools, because using social media inside companies will be increasingly important in 2014 and beyond. More from FORBES .

“What if you realize that you have indeed overpromised on what you can deliver?” The best advice when something goes wrong is to communicate early and honestly with your client. When you make a mistake, take ownership and communicate honestly. In fact, if handled properly, you might end up in a better place than you imagined. Here are common scenarios where you may need to recover after overpromising to a client. The most important thing to remember is that the sooner you can reset expectations, the better. More from Grow My Revenue

The risk for cyber espionage continues to evolve as perpetrators are targeting small businesses at an alarming rate. Symantec, a bellwether in the web-security space, recently announced that attacks surged almost three-fold for small businesses or those with less than 250 employees. Small businesses now account for more than 31% of all web attacks or greater than 300 million incidents annually. Given this backdrop, should your business consider investing in greater security measures and cyber liability insurance? Why are small businesses being targeted? Attackers are recognizing now that it’s more effective to go after the weakest link than to focus on the largest companies in the world. If they can attack a million different websites with ease versus one large website, it’s more strategic for them to go after the small players. The data that these cyber criminals are targeting include bank account information, customer data and intellectual property. More from America's SBDC