New York SBDC Research Network

How can you recognize that your project is headed for disaster? Look for these warning signs. Not every project we work on is our crowning achievement. Only a few projects make us rush to our LinkedIn profiles to record how much wonderfulness we accomplished in how little time, with a budget this tiny. Into every project manager’s life a few clunkers must fall. Some failures are preventable; others are out of our hands. But all of us like to imagine we can avoid the worst of the catastrophes… or at least escape with our reputations intact. How can you tell that your project is aimed directly at #headdesk territory? Take heed of these warning signs. If you identify the uh-oh moments soon enough, perhaps you can take remedial action and save the situation. Maybe you can walk away, take a deep breath, reanalyze the requirements, and reset the team. We’d like to think so! See more at Quickbase .

From ReidHoffman.org At Greylock, my partners and I are driven by one guiding mission: always help entrepreneurs. It doesn’t matter whether an entrepreneur is in our portfolio, whether we’re considering an investment, or whether we’re casually meeting for the first time. Entrepreneurs often ask me for help with their pitch decks. Because we value integrity and confidentiality at Greylock, we never share an entrepreneur’s pitch deck with others. What I’ve honorably been able to do, however, is share the deck I used to pitch LinkedIn to Greylock for a Series B investment back in 2004. This past May was the 10th anniversary of LinkedIn, and while reflecting on my entrepreneurial journey, I realized that no one gets to see the presentation decks for successful companies. This gave me an idea: I could help many more entrepreneurs by making the deck available not just to the Greylock network of entrepreneurs, but to everyone. Today, I share the Series B deck with you, too. It has man

From the Small Business Administration : If you’re a small business owner interested in making the federal government one of your next customers, you can benefit greatly from certifying your business first. Many government agencies require that a certain percentage of its work is set aside for small businesses (and woman-owned, veteran-owned and more), so certifying your business can help you successfully compete for government contracts. These resources can help: When and How to Register Your Business as a “Small Business” – Get the scoop on small business certification from this blog post, concerning D-U-N-S number and the System for Award Management (SAM) Am I a Small Business? – Make sure you meet the qualifications for "small" before you certify and register your business. Register for Government Contracting – As you register for government contracting, you'll also be "self-certifying" your business as small. You can also read up

Dear Fellow New Yorker, Hundreds of business leaders and CEOs from around the globe came together today for the official launch of START-UP NY – the most ambitious economic development program in New York State’s recent history. This game-changing initiative, starting today, will create tax-free zones to attract and grow new businesses across the state. START-UP NY seeks to accelerate entrepreneurialism and job creation across the state on a large scale, with a particular focus on Upstate New York. In a tax-free environment, no one can match what New York has to offer. We are leveraging our world-class SUNY system and prestigious private universities to partner with new businesses, providing direct access to advanced research, development resources, experts in high-tech and other industries, and all with zero taxes for ten whole years. Click here to learn more about START-UP NY . Businesses that are looking to startup or expand, and most importantly create jobs, should look n

CIMA is the Chartered Institute of Management Accountants. Its members are trained and qualified in the vital area of management accountancy. Businesses can only compete effectively if they have the best financial information and the best people to make decisions based on that information... CIMA is the world”s leading and largest professional body of management accountants. Its training means it produces financial managers with the many and varied skills necessary to handle global competition. From its headquarters in London and 11 offices outside the UK, CIMA supports over 172,000 members and students in 168 countries. This case study looks at how management accountants forecast, monitor and control cash flow in order to maintain the ongoing financial health of businesses. Read more: Business Case Studies Follow: @Thetimes100 on Twitter | thetimes100casestudies on Facebook

There is a perfect storm for Start-up failure. The combination of the cultural shift towards entrepreneurship, the trendiness of tech start-ups, the removal of barriers to build products, and government policies has created an oversupply of start-ups. Starting a start-up is easy, building a business is hard. Here are a few golden rules for business building: Invest in your business – don’t take angel money too early, self fund your business. More from BRAINRACK

TO: ALL CURRENT NYS CONTRACT REPORTER ACCOUNT HOLDERS FROM: NYSCR SYSTEM ADMINISTRATOR & THE NYS DEPT. OF ECONOMIC DEVELOPMENT The new NYS Contract Reporter website is scheduled for launch in November 2013. To insure a seamless transition from the current site to the new site, with all of its new features and functionalities, we are requiring all current account holders to create their new account during a pre-registration period. Pre-registration is open from 10/17/13 through 11/22/13. All services on the new site are free, but if you don't create an account during pre-registration you may encounter an interruption in service when the new site is launched. The new site will offer: • More precise selection of categories • Pre-filtering of ads geographically and by ad type • A Business Registry that will enhance the agency procurement process and connect prime contractors to subcontractors and suppliers • More robust electronic communication with ad updates, bookmar

Along with measuring your business traffic and conversion, success also relies on customer retention to complete the big picture. You may be getting attention, turning visitors into users or paying customers but are you able to keep them around month after month? Or are they leaving after one experience or one transaction? If you want to build a sustainable and scalable business, you need to cut down on churn, the rate at which people are discarding your products and services. To do so, calculating your customer retention is the first, and important, step in this process. First, retention refers to a certain point in the customer lifecycle and it can come at different points for different businesses More from Evergage HERE .

From Make Tech Easier : If there’s anything I learned while freelancing, it’s that you have to treat it like a small business. There’s no way you’re going to be able to handle the high workloads and stresses of keeping up with multiple clients unless you adopt creative ways to stay organized just like a retailer would. The entrepreneurial mindset is a must-have, and you’re not going to go anywhere if you don’t have the tools necessary to collaborate. That said, we will discuss all the free collaboration tools that you need to get your groove on!

When it comes to finding the right Domain name for your website, it can be nearly impossible to get a good vacant domain name. Many people often come up with great ideas, however, they are unable to keep a domain name that reflects their website content because of unavailability of domain names. In my experience even friends and family can be of little help in such a case, as thousands of domains are getting registered as we speak. This means that every idea that you can think of, has probably been used already. If you are looking for a good Domain name that reflects your website content or can help you keep a novel name such as perhaps, “YouTube”, then it might be worth seeking help from a few handy web services given below. More from Techwalls HERE .

The balance sheet for any company will list all kinds of assets and liabilities, except company culture. There should be a way to account for this, because culture is a critical factor in the success of any company. A great corporate culture is like a propellant – it helps accelerate an organization toward achieving its goals. Likewise, a toxic corporate culture is like dragging a boat anchor behind you: no matter how high the throttle is set you just can’t seem to pick up speed. Great leaders understand the value and impact of culture, and that’s why they put effort into creating a healthy one. Culture is the collectively held values, ideology, and social processes embedded in a firm. Every organization has a culture, whether it was created intentionally or is the product of evolutionary chance. For example, a set of contrasting corporate cultures is empowerment and fear. Lessons in Corporate Culture

From the Washington Post : Small business owners and entrepreneurs from around the country have started to feel the ripple effects of the closure — some left waiting for contract updates, some left waiting for loans, and some left waiting to see whether customers are going to keep walking through their doors. "We have all seen the offices locked down, the monuments closed," President Obama said during a speech on Thursday. "But the impacts of the shutdown go way beyond those things that you are seeing on television." See also: Headaches Loom for SBA Borrowers in Shutdown's Second Week

As an avid LinkedIn user, I have discovered some wonderful tips and tricks that don’t seem to be universally known to the LinkedIn community. Most people know what LinkedIn is, but many don't know how to use it to its full potential. It’s taken some time to learn these tricks. LinkedIn can be a little hard to initially navigate, but don’t let this scare you away. It is one of the absolute best tools you can use to build your personal brand! Here are 5 LinkedIn tricks I wanted to share to make your LinkedIn experience just a little bit easier. What you did not know about LinkedIn

There has been no shortage of conversations about women at mid-career and the challenges they face. Offering some clarity are 10 rising stars in the field of communications, who are the winners of the inaugural New York Women in Communications' WiCi Awards. Drawing on their careers in advertising, journalism, marketing and social good, the WiCi Award winners shared words of wisdom, including the best advice imparted upon them by the people they look up to most. Lesley Jane Seymour, editor-in-chief of More magazine, asked the honorees on Sept. 18 about the turning points in their careers and their biggest influencers, which ranged from encouragement from Steve Jobs to sage advice from their parents. More from Mashable here .

It's one of the first things people ask you when you tell them about your new job: What are the benefits? Health insurance is such an integral part of life that people take jobs just so they will be guaranteed issuance. Now that the Affordable Care Act application process is up and running, people have been buzzing about how it will affect their lives. Startups and entrepreneurs, though, have the potential to be the biggest winners come January when the Obamacare plans go into effect. Chris Mihm, owner of Medicoverage, believes that for a few different reasons the Affordable Care Act is going to revolutionize startup hubs around the country. "Group insurance offers guaranteed issuance – every single employee will get approved no matter if they have cancer or any pre-existing condition of any type," Mihm said of the way health care traditionally worked. "On January 1, 2014, every single person who signs up for insurance is guaranteed issuance. So even if you have a

Chess Media Group has released its latest whitepaper on how to select an enterprise collaboration software vendor. Instead of providing a review of various technologies which would most likely be outdated by the time it was published, CMG decided to focus on providing a guide to help YOU figure out which vendor is the best for your company. In other words Chess wants to give you the tools you need. The whitepaper is focused on two key things in order to help you accomplish this evaluation. The first is a breakdown of the 8 common variables that most companies use to evaluate vendors; these include things such as features, price, support, and others. The second is a framework for how to evaluate vendors based on those variables. CMG created a simple four-step process which is both easy to understand yet highly customizable to the needs of your company. Download the whitepaper on how to select an enterprise collaboration vendor .

Regardless of your definition of success, there are, oddly enough, a great number of common characteristics that are shared by successful businesspeople. You can place a check beside each characteristic that you feel that you possess. This way, you can see how you stack up. Even if you don't have all of these characteristics, don't fret. Most can be learned with practice and by developing a winning attitude, especially if you set goals and apply yourself, through strategic planning, to reach those goals in incremental and measurable stages. 1. Do what you enjoy. How many of the 25 characteristics do you have?

Half of companies say that at least thirty percent of global revenues will come from emerging markets by 2017. According to the International Monetary Fund, emerging markets can expect two to three times as much growth as developed economies. It’s not surprising then, that many companies and individuals are becoming increasingly motivated to invest in emerging markets around the globe. Brazil, India, China, and Russia are four of the top ten emerging markets that many companies plan to invest in at some point in the next five years. Individuals (or companies) who are interested in investing in emerging markets should educate themselves before making decisions about how to invest their money. The following infographic offers information on emerging markets by country and industry, and also outlines a few “best practice” tips that every individual should be familiar with before investing in emerging markets. MORE HERE .

"Show me the money!" -- the famous line from the movie Jerry Maguire -- carries the sort of gusto and optimism that is ear candy to entrepreneurs. But as a professional negotiation coach with nearly three decades' in the trenches, I associate that catchy phrase with something else entirely. The reality is most entrepreneurs begin to think about negotiation -- this includes the word "negotiation," setting up a meeting, and the overall negotiation process -- only when it's time to be shown the cash. In other words, in the minds of just about every small business owner, a negotiation is when the money talks. Nothing could be further from the truth, and I can't imagine the millions of dollars entrepreneurs have lost, over the lifespan of their businesses, by defining negotiation in such a limited way. Negotiation is the effort to bring about agreement between two or more parties, with all parties having the right to veto. Here's what you're pro

From the National Science Foundation Higher Education Research and Development Survey, FY 2011 Universities reported that 4.9%, or $3.2 billion, of their $65 billion total in research and development expenditures in FY 2011 was funded by businesses, according to the National Science Foundation’s (NSF’s) Higher Education Research and Development (HERD) Survey. This percentage has remained very stable since the late 1970s (between 5% and 7% of total R&D expenditures) Funds Spent for Business R&D Performed in the United States: 2011 Companies spent $294 billion on research and development performed in the United States during 2011, compared with $279 billion during 2010 (table 1). Funding from the companies’ own sources was $222 billion during 2010 and $239 billion during 2011; funding from other sources was $57 billion in 2010 and $55 billion in 2011.

By: Caron_Beesley Starting a business? Confused about the planning, legal and regulatory steps you should follow? Did you know that home-based businesses are required to hold permits to operate legally in most states? What about incorporation? Many new businesses assume they need to incorporate or become an LLC from the get-go – but the truth is, more than 70 percent of small businesses are owned by un-incorporated sole proprietors (although even this group is required to register their businesses). So, variables aside, there are still some fundamental steps that any business needs to follow to get started. SBA has compiled 10 steps that can help you plan, prepare, and manage your business – while taking care of the startup legalities. Not all these steps will apply to all businesses, but working through them will give you a sense of what needs your attention and what you can check off. Step 1 – Write a Business Plan Start Your Business

The 2012 Economic Census, the U.S. Government's official five-year measure of American business and the economy, is entering its final days of data collection. Many businesses have shared with the Census Bureau the challenges of responding with fewer resources. It has listened, and have provided time extensions and other considerations in allowing businesses additional time to respond. For businesses that received Economic Census forms but have not yet responded, it is very important to do so now. Keep in mind that the Economic Census is required by law. In this economic climate, it is necessary to have the most accurate measure of our economy. Response to the Economic Census allows the Bureau to provide exactly that. Thank you very much for your participation. To assist you, the Census Bureau is prepared to discuss your compliance via phone. Please call 877) 790-1876. Due to timing, it also encourages you to use electronic reporting available at: econhelp.census.gov

From the Bureau of Labor Statistics

The U.S. Department of Labor announced two final rules to improve hiring and employment of veterans and for people with disabilities. One rule updates requirements under the Vietnam Era Veterans' Readjustment Assistance Act of 1974; the other updates those under Section 503 of the Rehabilitation Act of 1973. For more than 40 years these laws have required federal contractors and subcontractors to affirmatively recruit, hire, train and promote qualified veterans and people with disabilities respectively. "In a competitive job market, employers need access to the best possible employees," said Secretary of Labor Thomas E. Perez. "These rules make it easier for employers to tap into a large, diverse pool of qualified candidates." "Strengthening these regulations is an important step toward reducing barriers to real opportunities for veterans and individuals with disabilities," said Patricia A. Shiu, director of the department's Office of Federal C

Dear Evil HR Lady, I work for a government organization, so we get a lot of newcomers for whom this is their first job. They range from people straight out of high school to fresh college graduates. Either way, the majority tend to be horrible workers. In addition to teaching these newcomers their job, which I have no problem with, we end up having to teach them life lessons: chip in for the candy jar; if the bathroom stall is closed, that means someone is in there; the private bathroom isn't your phone booth; asking you to do your job shouldn't be the world's hugest inconvenience (aka "I'm sorry to tear you away from Facebook/candy crush/Internet."); wipe your feet when walking into the building.... I could go on forever!! I bring some of these issues up to my boss, but I think he thinks I'm a tattletale. He's not the best manager, and there is a ton of stuff that goes on at our level that he has no idea about. So the blatantly obscene stuff I

"Today’s workplace doesn’t tolerate slackers,” says Gen Y career expert Dan Schawbel in his new book "Promote Yourself: The New Rules For Career Success." In a rapidly changing economy, young people either rise to the top or don’t survive. To navigate the new workplace, Schawbel says millennials need to master a new set of rules that aren’t taught in school. Advances in technology, the rise of social media, and 24/7 connectivity mean young people have to promote themselves and take ownership of their careers in ways that previous generations wouldn’t or couldn’t have imagined. What to know in an evolving work place

While a lot of the entrepreneurs I've met and mentored in the past decade have been successful, I've probably met as many, if not more, unsuccessful entrepreneurs. Each of them seemed to make a lot of the same mistakes — ones that could be easily remedied, but when left unaddressed, could mean the difference between success and failure. Here are five signs you're getting in your own way to success and how to move over and let yourself be the best you can be: The five signals revealed here.

The September 18, 2013 webinar Business Valuation: Definitions, Multiples, and Resources by Alexis Mokler of the NYS Small Business Development Center is now available on YouTube. Click on video or use this link . (23:29)

"How was your weekend?" the banker asked me. "Very nice," I said. "And yours?" "Not long enough," she said. (so much mediocrity ... so little time) I looked around to see if my wife, kids, or colleagues at work might be watching. I thought perhaps this was staged to watch the springs pop out of my head. I understand not everyone enjoys their work. I understand small talk clichés. But no one should complain about work to their customer or suggest to a customer that they'd like to be doing anything other than helping them. Ever. (customer = whoever you're paid to serve) More sad talk to avoid with your customers... • I'm so ready for the weekend. • Thank God it's Friday. • I've got a bad case of the Monday's. • Only a few more hours... • I'm ready for this day to be over. • Can't wait to be off. • I'll be better when my shift/ this day is over/ I get my coffee. • Hump Day! Only two days '

Delegating is one of the oldest management principles around. But experts have pushed the concept so hard that it often seems like the best leaders delegate literally everything. In my career I've met more than a few managers who do just that -- they hand off or dump so much on others that the delegators lose touch with too much of what's going on in their business. Managers who stay too close to people and their projects are often thought of as unproductive and inefficient, micromanaging, old-school. But it's important to know the difference between handing-off and being hands-off. More from CBS News Moneywatch .

Within every entrepreneur’s personality there exist four distinct dimensions that drive and fuel the creation and vision of enterprise: The Dreamer, The Thinker, The Storyteller, and The Leader. No doubt some of these aspects are more developed in you than others – for we each have our own strengths – but in order to successfully launch your own enterprise, all four characteristics are must be present. Those that are lacking must be developed if you are to succeed. More information from Michael Gerber

The mink industry in the U.S. is a mom-and-pop business that has gone global, making 80 percent of its sales to status-conscious Chinese fashionistas who find the fur chic. Sapphire and black pelts are in vogue this season. Or so American breeders are left to believe from anecdotal evidence after U.S. budget cuts eliminated the mink census this year. To save $60,000, the Department of Agriculture halted the annual survey that helped inform decisions on breeding and color, along with reports on commodities such as flowers, hops, catfish and rice costing $8.4 million to compile. Without the data, farmers have to guess about what’s selling. Read more here .

Classrooms today are encouraged to use verbal, visual "integrated text"(combining verbal text with visual elements - graphs, charts, diagrams, videos) with, when available and appropriate - digital (Internet) links in such a way that the text, image, and links support and enrich each other when relaying content information. The rationale behind this integration is that these elements reinforce each other while creating additional memory associations and helping to involve, reach, and even inspire all kinds of learners. Visual texts typically consist of two - and sometimes three-dimensional representations of information or events that geometrically and symbolically relate a lot of specific information in a given space. Read more from Departing the Text

Money is the lifeline of any business, so whether you’re starting a business or running an existing one, securing financing is a major factor, especially for small businesses. Many budding entrepreneurs find the task daunting and don’t even know where to begin. Here’s a simple yet practical guide on how to go about preparing to apply for a small business loan. 1. What criteria do banks look for in making small business loans? More from the Small Business Administration

North Carolina: Home to Solution-Driven Entrepreneurs The RFA + Advocacy = Small Business’s Voice in Federal Rulemaking Do Trade Restrictions Affect Your Business? Link to newsletter

from Elise Hu of NPR If you've ever wondered just how much marketing companies know about you, whether it's your education or income or purchase preferences, today you can see for yourself.  With the beta launch of AboutTheData.com , marketing technology company Acxiom is giving you a glimpse of the online profile your shopping habits have created for you — the one digital marketers use to sell things to you. continue reading at the link: http://www.npr.org/blogs/alltechconsidered/2013/09/04/218889785/get-a-glimpse-of-the-data-marketers-have-about-you

Research Recap is a good source of data about equity, credit, market, and economic research.

In July 2013, the Bureau of Economic Analysis (BEA) released its 14th comprehensive revision of the national income and product accounts (NIPAs). Comprehensive, or benchmark, revisions oc­cur roughly every 5 years and incorporate significant improve­ments aimed at better reflecting a dynamic economy. This year’s comprehensive revision included changes to the way the NIPAs treat research and development; movies, books, television shows, and other artistic originals; pension contribu­tions; and residential assets. This month, we’re pleased to provide an article summarizing the main changes and their effect on key NIPA measures. In general, the picture of the economy shown in the revised estimates is similar in broad outline to the picture shown in the previous estimates.

The Federal Trade Commission has announced updated fees starting on October 1, 2013, for telemarketers accessing phone numbers on the National Do Not Call Registry. All telemarketers calling consumers in the United States are required to download the numbers on the Do Not Call Registry to ensure they do not call those who have registered their phone numbers. The first five area codes are free, and organizations that are exempt from the Do Not Call rules, such as some charitable organizations, may obtain the entire list for free. Telemarketers must subscribe each year for access to the Registry numbers. The access fees for the Registry are being increased as required by the Do‑Not‑Call Registry Fee Extension Act of 2007. Under the Act’s provisions, in fiscal year 2014 (from October 1, 2013 to September 30, 2014), telemarketers will pay $59, an increase of $1, for access to Registry phone numbers in a single area code, up to a maximum charge of $16,228 for all area codes nationw

The IRS has clarified how the 50-percent limitation on deducting meal and entertainment expenses applies to reimbursement arrangements involving three-party situations (e.g., employee leasing companies) and to independent contractors. The new rules provide options for claiming these deductions and offer planning opportunities that should be explored with your tax advisors. More from the Business Owner's Toolkit .

Jurisdictional reporting of credits for Sales Tax Web File becomes mandatory for reporting periods beginning September 1, 2013. For reporting periods beginning September 1, 2013, the Tax Department's Sales Tax Web File service will require vendors to report credit information on a jurisdictional basis. This means for each jurisdiction for which you report activity, you must now separately report your credits against taxable sales and purchases. This requirement allows the proper amount of sales tax revenue to be distributed to the correct taxing jurisdictions. Credit reporting features of the Sales Tax Web File service: You need to report the taxable sales, purchases, and credit information for each jurisdiction and the Tax Department will compute the net amount of sales on which tax is due. For reporting periods beginning September 1, 2013, you must make an entry in all fields for those jurisdictions where you report activity. If a field does not apply to you, simply ent

If you think that the 21-cent swipe fee that bites into your profits each time a customer pays with a debit card is too high, you'll be pleased to learn that a federal district court judge agrees with you. The calculation of the amount was determined to be fundamentally flawed and the Federal Reserve Board regulations that established it were vacated—although the regulations remain in effect until a new fee structure is established. More info from Business Owner's Toolkit

Consider this: There are about 700 million websites. But to most of us, only a tiny fraction of those sites exist because we jump from bookmark to bookmark, scanning our favorite homepages and refreshing our feeds. People are loyal to websites that draw them in because, simply put, the majority of those 700 millions sites are just plain bad. Of millions of websites analyzed by Marketing Grader, a whopping 72% received a grade of 59 out of 100 or below, which essentially means 72% of websites are failing to attract new visitors and convert leads. Marketers everywhere are asking, "Why do so many websites fall short?" Read more from Marketing Profs You never get a second chance to make a first impression. That’s why your homepage is undoubtedly one of the most important pages on your website. For any given company, the homepage is its virtual front door -- and face to the world. If a new visitor doesn't like what they see, their knee-jerk reaction is to hit th

What do health insurance and all-you-can-eat buffets have in common? The economic theory of adverse selection tells us that neither should exist.

In 2011, state governments collected more than $50 billion in taxes and proceeds from vice: gambling, smoking and alcohol consumption. Some argue that state governments should not profit from residents’ vices. However, some states rely on these activities for a substantial proportion of their budget. In Nevada, “sin taxes” accounted for nearly 6% of the state’s revenue. Based on data from the Census Bureau and the American Gaming Association, 24/7 Wall St. identified the states where the largest percentage of revenue came in the form of proceeds from alcohol, tobacco and casino taxes, as well as the lottery and state-regulated liquor stores. These are the states profiting most from sin. Read more from 24/7 Wall St.

The popular belief is that environmental regulation must reduce employment, since such regulations are expected to increase production costs, which would raise prices and thus reduce demand for output, at least in a competitive market. Although this effect might seem obvious, a careful microeconomic analysis shows that it is not guaranteed. Even if environmental regulation reduces output in the regulated industry, abating pollution could require additional labor (e.g. to monitor the abatement capital and meet EPA reporting requirements). It is also possible for pollution abatement technologies to be labor enhancing. In this paper the writers analyze how a particular EPA regulation, the so-called “Cluster Rule” (CR) imposed on the pulp and paper industry in 2001, affected employment in that sector. Using establishment level data from the Census of Manufacturers and Annual Survey of Manufacturers at the U.S. Census Bureau from 1992-2007 they find evidence of small employment declines

*The most successful business owners do 100% of what’s required to succeed. *The average business owner does 100% of the things required… so long as they feel comfortable doing it. *Successful business owners think of the people, whose help they will need, in advance. They deliberately, regularly make connections with key people. Then, months or years later, if they need their advice or help, it’s there. I know of no exceptions to this rule. *Struggling business owners wait until they need help, then they pester strangers with selfish requests. More from SmallBusinessNewz .

From the ASBDC blog : Pick Up The Boss Work "One of the most common thing that employees do when they become the boss is they still do employee tasks.That kind of work is supposed to be done by employees and you are supposed to do boss work! When we run a business, it is our job to build systems and manage people to run these systems. If you find yourself doing the work, keep asking yourself, how can I replace myself for this task?" - Louis Lautman | Founder, Supreme Outsourcing

From irs.gov/aca : The Affordable Care Act, or health care law, contains new benefits and responsibilities for employers. The size and structure of your workforce – small, large, or part of a group – helps determine what applies to you. Employers with: Fewer than 25 full-time equivalent employees may be eligible for a Small Business Health Care Tax Credit to help cover the cost of providing coverage. Generally 50 or fewer employees may be eligible to buy coverage through the Small Business Health Options Program (SHOP). Learn more at HealthCare.gov 50 or more full-time equivalent employees will need to file an annual return reporting whether and what health insurance they offered employees. In addition, they are subject to the Employer Shared Responsibility provisions .

WASHINGTON – Each year small businesses nationwide are forced to close their doors in the aftermath of severe storms, flooding, tornadoes, wildfires and hurricanes. Business interruptions, even if it lasts just a few hours, are costly in terms of lost productivity and profits. You can get help with your own business preparedness planning through a series of free webinars in September hosted by the U.S. Small Business Administration and Agility Recovery. The September series is presented in collaboration with FEMA’s Ready Campaign, as part of National Preparedness Month. The SBA wants to help business owners take charge of the well-being of their own companies, the safety of their employees, and the sustenance of their local economies by being prepared to rebound quickly from any kind of disaster. Below is a list of the topics, with registration links. The hour